Australia's SMSF sector is in great shape. As of 30 June 2025, there are 653,062 SMSFs with 1,203,127 members, holding a whopping $1.05 trillion in assets. That's no small feat. In the June quarter alone, 11,000 new funds were created.

Here’s what’s driving that upward trajectory:

A Shift in Trustee Demographics

Most SMSF members are still 45 and older - but get this: the 35 to 44 age group accounts for 37% of new SMSF entries, despite representing just 12% of all existing members. Meanwhile, those aged 60+ make up over half the membership, but account for less than 10% of new fund establishments in the June quarter.

In other words, younger Aussies - especially professionals are taking control. It’s not just about money; it’s about autonomy, strategy, and purpose.

Growing Wealth & Contributions

Here’s how the numbers stack up:

• Average asset per member (as of 30 June 2024): $881,000

• Average assets per fund: $1.6 million

• Member contributions in 2024: $19.9 billion, almost triple the $6.3 billion in employer contributions.

This tells a clear story: SMSF trustees aren’t just committed - they’re actively investing and building wealth.

What It Means for You

If you're aged 35-44 and will into your career, this trend is your green light. You're not only in good company - you're part of a movement.

SMSFai + You: A Smart Alliance

At SMSFai we’re not just watching this change - we’re empowering it. Here's how we help:

• Quick and simple SMSF Setup

• Effortless admin and compliance

• Digital dashboards that give you clarity in a click

• Complete Control – A fund that’s designed to meet your goals - not someone else’s presets

If you're ready to step up your super game, you're in the right place.

The SMSF sector is evolving - and fast. Younger trustees are setting new standards for how we manage self-managed super. This isn't just exciting - it’s strategic.

Want to explore the benefits of SMSF? I’d love to show you how. Let’s chat.